Your risks are as individual as you are and it’s imperative that you have a personal insurance program crafted to address those risks.

It all starts with the Personal Risk Evaluation. This exercise involves identifying your personal risks, the present program in place and the potential for loss. You will be presented with a clear-cut comprehensive analysis that allows you to easily see the gaps and overlaps in coverage; as well as a customized solution to mitigate your risks.

Each Krauter Private Client Services client has a dedicated Client Representative. Why? Because our clients have needs and risks that change frequently throughout the policy year which require the assistance of an experienced professional to make sure your changing risks are properly insured. Whether it’s an addition, deletion, question or claim, your Client Representative is the first call you make.

Our placement capabilities for Personal Insurance include:

  • Homeowners
  • Personal Automobile
  • Scheduled Personal Collections including Jewelry, Fine Arts, Antiques & Collections
  • Excess Liability
  • Farm and Ranch
  • Equine Liability
  • Aviation
  • Kidnap and Ransom
  • Earthquake
  • Yacht
  • Wine Collections

We are appointed with all of the major insurance carriers who specialize in high net worth individuals and offer more robust coverage than the typical personal insurance programs.